
Declining US FICO Credit Score in 2025: Implications for Huntsville Businesses and Beyond
The average FICO credit score in the United States has fallen to 715 in 2025, down two points from 717 in 2024, marking a significant shift in consumer financial health. This decline, reported in the latest FICO Score Credit Insights, is the largest two-year drop since the 2008 financial crisis.